Benefizz

Tailored Benefits for Thriving Workforces

Independent Employee Benefits Consulting

We Find Opportunities Other Benefits Programs Leave Behind.

Benefizz helps employers uncover costly benefit plan problems, replace underperforming vendors and restructure employee benefits to improve coverage while controlling long-term costs.

Some of the best opportunities appear when a plan has gone unchallenged for years, a vendor is not performing or a traditional renewal has become the strategy instead of simply one part of it.

40 Years of Experience

Consultant First. Not a Traditional Benefits Broker.

We have spent four decades finding innovative ways to reduce employer costs while providing strong benefits for employees. The goal is not simply to quote another plan. It is to understand what is not working and determine whether there is a better way.

$4M

saved over five years for a 500-life manufacturer

$150K+

annual savings for Alabama's largest radiology group

40 Years

solving employer benefits and plan-design problems

Employer Benefits Results

Real Problems. Better Structures. Measurable Results.

These are examples of what can happen when an employer stops accepting an underperforming vendor, outdated plan design or automatic renewal as the only available option.

Automotive Parts Supplier

FMLA, Life & Disability Restructuring

A large automotive parts supplier to Honda was dealing with an FMLA administration vendor that was not performing.

We researched the market, identified a stronger FMLA administration solution and reduced costs on the employer's Life, Short-Term Disability and Long-Term Disability plans.

We also redesigned the disability plans to provide greater employee coverage at a lower cost.

500-Life Manufacturer

$4 Million Saved Over Five Years

A manufacturer of utility transformers needed to improve its employee healthcare plan while controlling the cost of traditional fully insured coverage.

We created a hybrid healthcare strategy using BCBSAL as the fully insured backstop with a self-funded plan administered through a third-party administrator.

Over five years, the employer saved approximately $4 million compared with what the fully insured BCBSAL plan would have cost while providing greater coverage.

Alabama Radiology Group

More Than $150,000 Saved Every Year

Alabama's largest radiology group had Life, Short-Term Disability and Long-Term Disability plans that had not been reviewed in more than five years.

We restructured the program and reduced the group's annual cost of coverage by more than $150,000.

Plan-design changes also increased disability coverage for the group's employees.

Independent Benefits Plan Review

Your Renewal Is Not Your Benefits Strategy.

If your healthcare, Life, STD, LTD, FMLA administration or related employee benefit programs have simply been renewed year after year, there may be opportunities to reduce employer costs, improve employee coverage or both.

Employee Benefits Consulting Services

Look Beyond the Annual Renewal.

Benefizz works across employee benefits strategy, compliance, vendor performance, employee education and wellness to help employers build benefits programs around cost, coverage, administration and workforce needs.

Plan Structure

Benefits Strategy Development

Review healthcare and employee benefit plans against employer costs, workforce needs and current coverage.

We evaluate fully insured, self-funded and hybrid structures when alternatives may provide better results.

Compliance

Compliance & Regulatory Guidance

Understand how regulatory requirements and benefit-plan obligations affect employer decisions and administration.

Carriers, TPAs & Administrators

Benefits Vendor Management

Evaluate vendor performance, service, pricing and accountability and identify alternatives when an existing relationship is not delivering.

Employee Understanding

Employee Communication & Education

Help employees understand plan choices, coverage, benefit changes and how to make better use of the benefits available to them.

Workforce Well-Being

Employee Wellness Programs

Evaluate wellness initiatives as part of the broader benefits strategy so employee well-being, engagement and benefit utilization work together.

Start With the Benefits Program You Already Have

Before You Accept the Next Renewal, Ask Whether There Is a Better Option.

A fresh review can uncover issues with healthcare funding, Life and disability coverage, FMLA administration, plan design or vendor performance that might otherwise continue for another year.